Lifehacker: You Can Now Get Your Free Credit Report Every Week, Forever. “Prior to the COVID-19 pandemic, each credit bureau offered one free credit report per year, meaning consumers generally could obtain three reports annually before having to pay as much as $14 per request. Those same reports were made available weekly at no additional charge in early 2020, a program that was extended several times, ultimately through December 2023. Now, free access to weekly credit reports has been made permanent so it’s easier to monitor your report regularly.”
Mashable: Yes, the Equifax breach settlement emails are real. “Just like no one ever asked to be born, no one asked to have a credit score, and yet we all do. And now, unlike in your actual life, you may be entitled to financial compensation for simply having a credit score, thanks to Equifax. Why you may ask? Payments in the 2017 Equifax data breach are finally being disbursed and users across social media are asking if they’re real, if so, are they getting a payment too? And why is the payment so small?”
NBC News: Class-action suit filed against Equifax after millions of scores were affected by glitch. “A class-action lawsuit has been filed against Equifax following a report that millions of credit scores were affected by a technical glitch in the credit bureau’s reporting system.”
WTHR: Hoosiers can claim Equifax data breach money using new website. “The Indiana Attorney General’s Office is out with a new website where Hoosiers impacted by the Equifax data breach can claim their money. The data breach in 2017 compromised the info of about 147 million Americans, including roughly 3.9 million Indiana residents. Social Security numbers, dates of birth, addresses, driver’s license numbers and credit card information were compromised.”
The Register-Guard: How Chinese military hackers allegedly pulled off the Equifax data breach. “The criminals identified a flaw in the credit agency’s security system, executed a plan of attack to penetrate it and devised a scheme to cover their tracks on their way out, according to a criminal indictment unsealed Monday. Those alleged criminals, four members of the Chinese military, exploited a flaw in software that allowed U.S. consumers to dispute problems with their Equifax credit reports. That gave the hackers access to Americans’ personal information, according to the indictment.”
CNET: You’re running out of time to submit your Equifax data breach claim — here’s how. “You have just a few days to file your claim if you’re among the 147 million people whose data was exposed in the 2017 Equifax data breach. The Federal Trade Commission said you have till Jan. 22 to submit a claim to recover money you spent or lost as a result of the massive database hack.”
Ars Technica, with a side of eyeroll: Equifax claims administrator says victims must provide more info to claim cash. “If you’re one of the millions of Americans who received an email this weekend from the Equifax breach settlement administrator, you’re not alone. Nor are you alone if you were surprised or confused by the message, as more than a half-dozen Ars readers who forwarded theirs were. The message, however, is entirely legitimate, and the information it seeks is part of the claims process.”
USA Today: Equifax data breach settlement: How to file a claim for $125 or free credit reporting. “If you were affected by the 2017 Equifax data breach, you can now file a claim for a piece of the settlement. The credit-reporting company has agreed to pay between $575 million and $700 million to settle state and federal investigations related to a massive security incident that exposed the personal information of more than 147 million Americans two years ago.” The site includes a form where you can enter your last name and the last six digits of your social to see if you are entitled to claim. I looked myself up and GUESS WHAT….
CNET: Equifax will pay $700 million for data breach, report says. “Equifax is reportedly close to reaching a $700 million settlement with the US Federal Trade Commission and other government agencies over its massive data breach in 2017. The money would also go towards resolving a consumer class-action lawsuit against the company, The Wall Street Journal reported Friday afternoon.”
Krebs on Security: MyEquifax.com Bypasses Credit Freeze PIN. “Most people who have frozen their credit files with Equifax have been issued a numeric Personal Identification Number (PIN) which is supposed to be required before a freeze can be lifted or thawed. Unfortunately, if you don’t already have an account at the credit bureau’s new myEquifax portal, it may be simple for identity thieves to lift an existing credit freeze at Equifax and bypass the PIN armed with little more than your, name, Social Security number and birthday.”
The Register: And it’s go, go, go for class-action lawsuits against Equifax after 148m personal records spilled in that mega-hack
The Register: And it’s go, go, go for class-action lawsuits against Equifax after 148m personal records spilled in that mega-hack. “In a series of orders handed down in a Georgia federal district court on Monday, the evocatively named Judge Thomas Thrash Jr said that legal challenges from payment card issuers and ordinary citizens can proceed against Equifax. A class-action lawsuit brought by ten ‘small businesses’ – which included corporations and limited liability companies – was denied, though. The small biz owners can join in with the consumers.”
The Register: Equifax how-it-was-mega-hacked damning dossier lands, in all of its infuriating glory . “A US Congressional report outlining the breakdowns that led to the 2017 theft of 148 million personal records from Equifax has revealed a stunning catalog of failure. The 96-page report (PDF) from the Committee of Oversight and Government Reform found that the 2017 network breach could have easily been prevented had the company taken basic security precautions.”
ZDNet: US government releases post-mortem report on Equifax hack. “The Government Accountability Office (GAO) has published a report to detail how the Equifax hack went down and how the credit reporting company answered during and after the incident.”
VT Digger: Randolph librarian wins surprise judgement against Equifax . “In a small claims court ruling that surprised even the victor, a self-described member of the ‘librarian resistance’ has won a $600 judgment against Equifax, the credit ratings agency that collects financial data on nearly a billion consumers and businesses worldwide.” I have been a Jessamyn West fan for 20 years!